Privacy Policy

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Effective Date: 02/28/2025

ScoreRise Solutions LLC ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your personal information when you visit our website, use our services, or interact with us. By using our website and services, you consent to the data practices described in this policy.

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1. Information We Collect

We may collect the following types of information when you interact with our website or services:

✅ Personal Information: Name, email address, phone number, mailing address, business details, and other identifying information.
✅ Financial Information: Payment details and account data provided for financial reporting services.
✅ Credit-Related Information: Data necessary for reporting financial obligations to credit bureaus, in compliance with applicable laws.
✅ Technical Data: IP addresses, browser type, operating system, device information, and website usage details through cookies and tracking technologies.
✅ Communication Data: Information you provide when contacting us, including emails, chat messages, and service inquiries.

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2. How We Use Your Information

We use the information we collect for the following purposes:

✅ To Provide Services: Facilitating financial data reporting, compliance solutions, and credit bureau submissions.
✅ To Improve Our Services: Enhancing user experience, website functionality, and service offerings.
✅ To Communicate with You: Sending service updates, responding to inquiries, and providing customer support.
✅ To Ensure Compliance: Adhering to industry regulations, including FCRA, CFPB, and Metro 2® standards.
✅ To Protect Against Fraud: Implementing security measures to safeguard financial and personal data.
✅ For Legal Obligations: Complying with applicable laws, regulatory requirements, and responding to legal requests.

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3. How We Share Your Information

We do not sell or rent your personal information. However, we may share your data with the following entities under specific circumstances:

✅ Credit Bureaus & Financial Institutions: When reporting financial transactions as part of our services.
✅ Service Providers & Partners: Trusted third-party vendors who assist in providing secure and compliant financial reporting services.
✅ Legal & Regulatory Authorities: When required by law, court orders, or regulatory requests.
✅ Business Transfers: In case of a merger, sale, or acquisition, your data may be transferred to a new entity.

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4. Data Security & Protection

We implement industry-standard security measures to protect your personal and financial information. Our safeguards include:

✅ Encryption & Secure Data Storage
✅ Access Controls & Authentication
✅ Regular Security Audits & Compliance Checks
✅ Strict Confidentiality Policies for Employees & Partners

However, no data transmission over the internet can be guaranteed 100% secure. While we strive to protect your information, we cannot guarantee absolute security.

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5. Your Rights & Choices

Depending on your location and applicable laws, you may have the following rights regarding your personal data:

✅ Access & Correction: Request a copy of your data and correct inaccuracies.
✅ Opt-Out: Unsubscribe from marketing communications at any time.
✅ Data Deletion: Request deletion of your personal information, subject to legal and contractual obligations.
✅ Dispute Resolution: If you believe your data has been misused, you can file a complaint with us or the relevant regulatory authority.

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6. Cookies & Tracking Technologies

We use cookies and similar technologies to enhance your browsing experience, analyze website performance, and personalize content. You can manage your cookie preferences through your browser settings.

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7. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices of external sites. We encourage users to review their privacy policies before providing any personal information.

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8. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with the revised Effective Date. We encourage you to review this policy periodically to stay informed about how we protect your information.

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9. Contact Us

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us:

📧 Email: info@scorerisesolutions.com
📍 Address: 320 W Ohio St Suite 3W Chicago, IL 60654
📞 Phone: (800) 460-2318

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At ScoreRise Solutions LLC, we take your privacy seriously and are committed to protecting your personal information with the highest standards of security and compliance.